The Puzzle-Solving Asset Finance Brokers

Need equipment but don’t want to obliterate your working capital? We make sure funding isn’t holding you back. Our asset finance brokers arrange funding for the machinery, vehicles, and kit that banks consider “too specialist” or “too risky.” After all, you can’t win contracts without the right equipment.

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Asset Finance Brokers Who Do Things Differently

The issue with most asset finance brokers is that they understand finance but not assets. We’re different. We work with lenders who specialise in heavy machinery, construction equipment, agricultural kit, specialist vehicles…the assets that cost serious money and generate serious revenue.

Whether you need hire purchase, finance lease, operating lease, or refinancing on existing equipment, we structure it properly. Not just “can we get this approved” but “will this actually work for your cash flow over 3-5 years?” That’s what separates competent asset finance brokers from people simply ticking boxes.

4 Easy Steps to the Funds You Need

Equipment finance doesn’t need to be complicated. As experienced asset finance brokers, we’ve seen and done it all before. Here’s our process.

1.

Understanding Your Equipment Needs

New or used, we understand the commercial logic behind your purchase. Asset finance brokers who don’t understand the asset can’t structure the right deal.

2.

Finding The Right Finance Structure

Hire purchase, finance lease, operating lease, or sale and leaseback. We present options from multiple lenders with transparent terms. No hidden surprises.

3.

Protecting Cash Flow & Growth

Deposit requirements. Monthly payments. Balloon payments. We negotiate structure, not just rate. Your agreement should support business growth.

4.

Managing Start to Finish

Asset valuations. Supplier coordination. Legal paperwork. Insurance. We handle it all. Once approved, you’ll know when funds release and equipment arrives.

Need to Finance Business Assets?

Stop wasting time with lenders who don’t understand specialist equipment. As asset finance brokers who know construction, logistics, and commercial kit inside out, we arrange funding that actually works. Complex asset? Large ticket price? That’s our speciality.

Specialist Commercial Finance For Construction & More

Construction equipment routinely costs six figures. Where many high-street banks will see the price tag and run, we see revenue-generating assets. Our asset finance brokers arrange funding for excavators, telehandlers, plant fleets — all the kit that wins contracts.

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OTHER INDUSTRIES

Heavy goods vehicles for logistics companies. Manufacturing machinery. Agricultural equipment. Specialist trade vehicles. If your asset is expensive, specialist, or “unusual” by high-street standards, we’ve probably financed something similar. Our approach works across any sector where equipment investment is significant.

BUSINESSES

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“We’re in the construction business and in this industry, things can get tight at times. That’s why we spoke to the girls. They were really professional, very encouraging and kept me calm. They were always at the end of the phone or text message and they always replied back very promptly.”
Concrete Supplier, Northamptonshire
“I would absolutely recommend your services to other businesses. The professionalism and expertise of your team were invaluable in helping me achieve my goals.”
Maintenance Business, Wolverhampton
“Just wanted to say that recently we used Mills Commercial Finance – Samantha Elsby-Colton in particular – to check out some finance for our small company and she couldn’t have been more helpful in ensuring we got the right information.”
Hairdressers, London
“I do not generally send reviews as I rarely feel that my expectations have been met – never mind exceeded! On this occasion I am more than prepared to put in writing that you have exceeded my expectations by a country mile!!”
Joinery Business, Leeds
“Mills were excellent from start to finish in terms of communication and identifying the right package for the business. I would thoroughly recommend to anybody looking for funding.”
Retailer, Manchester

About Mills Commercial Finance

We’re asset finance brokers who understand both the finance and the assets. Generic brokers let businesses down because they think twice about founding specialist kit. We don’t. Based in Manchester, working nationwide, we’ve built relationships with lenders who actually fund heavy machinery, vehicle fleets, and expensive commercial equipment.

FAQs

Pretty much anything that generates business revenue. Construction plant and machinery, commercial vehicles and fleets, manufacturing equipment, agricultural machinery, specialist tools, IT hardware. If it’s a legitimate business asset, we can find finance for it.

Both. Established businesses typically get better rates, but we regularly arrange asset finance for newer companies with solid business plans. Personal guarantees might be required, but if the commercial logic makes sense, we’ll try to find lenders willing to back you.

There’s no right answer, it all depends on the business. We’ll talk through what’s best for you when we start to understand your company and how the asset will be used.